You can find out by asking yourself some questions:
Do I have a steady source of income (usually a job) Have I been employed on a regular basis for the last 2-3 years Is my current income reliable
Do I have a good record of paying my bills
Do I have few outstanding long-term debts, like car payments
Do I have money saved for a down payment
Do I have the ability to pay a mortgage every month, plus additional costs
If you can answer "yes" to these questions, you are probably ready to buy your own home.
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